Mortgage Loan Sale and Assignment Agreement (2007)Full Document 

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                          Dated as of December 1, 2006

                       First Franklin Mortgage Loan Trust
           (Mortgage Loan Asset-Backed Certificates, Series 2006-FF18)


2006 (the "Agreement"), is executed by and between Merrill Lynch Mortgage
Lending, Inc. (the "Seller") and Merrill Lynch Mortgage Investors, Inc. (the

     All capitalized terms not defined herein shall have the same meanings
assigned to such terms in that certain Pooling and Servicing Agreement (the
"Pooling Agreement"), dated as of December 1, 2006, among the Depositor, LaSalle
Bank National Association, as trustee (the "Trustee"), and National City Home
Loan Services, Inc., as servicer (the "Servicer").


     WHEREAS, pursuant to the Master Mortgage Loan Purchase and Interim
Servicing Agreement, dated as of April 1, 2005, as amended for Regulation AB in
Amendment Number 1, dated November 1, 2006, each by and between the Seller and
First Franklin Financial Corporation ("First Franklin" or the "Transferor") (the
"Transfer Agreement"), the Seller has purchased or received certain mortgage
loans identified on the Mortgage Loan Schedule attached hereto as Schedule A
(the "Mortgage Loans");

     WHEREAS, the Seller desires to sell, without recourse, all of its rights,
title and interest in the Mortgage Loans to the Depositor, to assign all of its
rights and interest under the Transfer Agreement, and to delegate all of its
obligations thereunder, to the Depositor; and

     WHEREAS, the Seller and the Depositor acknowledge and agree that the
Depositor will assign all of its rights and delegate all of its obligations
hereunder to the Trustee, and that each reference herein to the Depositor is
intended, unless otherwise specified, to mean the Depositor or the Trustee, as
assignee, whichever is the owner of the Mortgage Loans from time to time.

     NOW, THEREFORE, in consideration of the mutual agreements herein set forth,
and for other good and valuable consideration, the receipt and adequacy of which
are hereby acknowledged, the Seller and the Depositor agree as follows:

                                   ARTICLE I

                          CONVEYANCE OF MORTGAGE LOANS

     Section 1.01. Sale of Mortgage Loans. Concurrently with the execution and
delivery of this Agreement, the Seller does hereby transfer, assign, set over,
deposit with and otherwise convey to the Depositor, without recourse, subject to
Sections 1.03 and 1.04, all the right, title and interest of the Seller in and
to the Mortgage Loans identified on Schedule A hereto, having an aggregate
principal balance as of the Cut-off Date of $2,402,708,323. Such conveyance
includes, without limitation, the right to all distributions of principal and
interest received on or with respect to the Mortgage Loans on or after December
1, 2006, other than payments of principal and interest due on or before such
date, and all such payments due after such date but received prior to such date
and intended by the related Mortgagors to be applied after such date, together
with all of the Seller's right, title and interest in and to each related
account and all

amounts from time to time credited to and the proceeds of such account, any REO
Property and the proceeds thereof, the Seller's rights under any Insurance
Policies related to the Mortgage Loans, and the Seller's security interest in
any collateral pledged to secure the Mortgage Loans, including the Mortgaged

     Concurrently with the execution and delivery of this Agreement, the Seller
hereby assigns to the Depositor all of its rights and interest under the
Transfer Agreement, other than any servicing rights retained pursuant to the
provisions of the Transfer Agreement, to the extent relating to the Mortgage
Loans. Concurrently with the execution hereof, the Depositor tenders the
purchase price of $2,402,708,323. The Depositor hereby accepts such assignment,
and shall be entitled to exercise all such rights of the Seller under the
Transfer Agreement, as if the Depositor had been a party to such agreement.

     Section 1.02. Delivery of Documents. In connection with such transfer and
assignment of the Mortgage Loans hereunder, the Seller does hereby deliver, or
cause to be delivered, to the Depositor (or its designee) the documents or
instruments with respect to each Mortgage Loan (each a "Mortgage File") so
transferred and assigned, as specified in the Transfer Agreement.

     (a) For Mortgage Loans (if any) that have been prepaid in full after the
Cut-off Date and prior to the Closing Date, the Seller, in lieu of delivering
the related Mortgage Files, herewith delivers to the Depositor an Officer's
Certificate which shall include a statement to the effect that all amounts
received in connection with such prepayment that are required to be deposited in
the account maintained by the Servicer for such purpose have been so deposited.

     Section 1.03. Review of Documentation. The Depositor, by execution and
delivery hereof, acknowledges receipt of the Mortgage Files pertaining to the

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