401(K) Plan (2001)Full Document 

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                                 CERTEGY INC.

                                  401 PLAN


                        (Effective as of July 3, 2001)



             [Subject to Approval by the Internal Revenue Service]


                               TABLE OF CONTENTS

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ARTICLE I  DEFINITIONS...............................................  1

 1.1        Account..................................................  1
 1.2        Allocation Participant...................................  1
 1.3        Applicable Compensation..................................  1
 1.4        Beneficiary..............................................  2
 1.5        Benefit Commencement Date................................  2
 1.6        Code.....................................................  2
 1.7        Committee................................................  2
 1.8        Company..................................................  2
 1.9        Controlled Group.........................................  2
 1.10       Disabled.................................................  2
 1.11       Effective Date...........................................  2
 1.12       Election Directive.......................................  2
 1.13       Elective Contributions...................................  2
 1.14       Elective Contributions Account...........................  3
 1.15       Eligible Employee........................................  3
 1.16       Employee.................................................  3
 1.17       Employer.................................................  3
 1.18       Employer Stock Fund......................................  3
 1.19       Employment Commencement Date.............................  3
 1.20       Equifax..................................................  3
 1.21       Equifax Controlled Group.................................  3
 1.22       Equifax 401(k) Plan......................................  3
 1.23       Equifax Stock Fund.......................................  3
 1.24       ERISA....................................................  3
 1.25       Highly Compensated Employee..............................  3
 1.26       Hours of Service.........................................  5
 1.27       Leased Employee..........................................  7
 1.28       Matching Elective Contributions..........................  8
 1.29       Matching Elective Contributions Account..................  8
 1.30       Matching Voluntary Contributions.........................  8
 1.31       Matching Voluntary Contributions Account.................  8
 1.32       Nonforfeitable Accounts..................................  8
 1.33       Normal Retirement Age....................................  8
 1.34       One-Year Break in Service (or Break in Service)..........  8
 1.35       Participant..............................................  8
 1.36       Plan.....................................................  8
 1.37       Plan Year................................................  9
 1.38       Qualified Spousal Waiver.................................  9
 1.39       Required Beginning Date..................................  9
 1.40       Rollover Contributions...................................  9

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                               Table of Contents
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                                  (continued)

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 1.41       Rollover Contributions Account...........................  9
 1.42       Spouse...................................................  9
 1.43       Surviving Spouse.........................................  9
 1.44       Trust....................................................  9
 1.45       Trust Agreement.......................................... 10

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